One low monthly price beats a 25% fee.
Start free and upgrade only when you're ready to negotiate. No long contracts. Cancel anytime.
Pay yearly in full and save 20% — that's 2 months free.
Free
Everything you need to get organized and make a plan.
- Settlement readiness & next best move
- Creditor tracking & negotiation status
- Settlement calculator (30–70%)
- What-if simulator & savings planner
- Snowball timeline
- Call log & follow-up reminders
- Settlement fund tracking
Silver
Negotiate like a pro with AI on your side.
- Everything in Free
- AI negotiation strategy
- AI call scripts in 4 tones
- Zest AI Debt Coach
- 25 AI requests per tool, daily
- Copy of our book Debt Settlements: Dirty Little Secrets
Gold
Add expert humans to your AI toolkit.
- Everything in Silver
- Weekly Zoom calls for debt-resolution coaching and all things financial
- 50 AI requests per tool, daily
Platinum
Done-with-you calls and priority access.
- Everything in Gold
- Quarterly done-with-you creditor calls to negotiate settlements
- Credit repair checklist & education
- 250 AI requests per tool, daily
- Priority founder coaching
Everything in each plan.
See exactly what unlocks as you upgrade.
| Feature | Free | Silver | Gold | Platinum |
|---|---|---|---|---|
| Debt dashboard | ||||
| Creditor tracking & negotiation status | ||||
| Credit score tracker | ||||
| Settlement readiness & next best move | ||||
| Settlement calculator (30–70%) | ||||
| What-if simulator | ||||
| Savings planner | ||||
| Snowball timeline | ||||
| Budget & savings tracker | ||||
| Call log & follow-up reminders | ||||
| Settlement fund tracking | ||||
| Credit repair checklist | ||||
| AI negotiation strategy | ||||
| AI call scripts (4 tones) | ||||
| Zest AI Debt Coach | ||||
| AI requests per tool, daily | — | 25 | 50 | 250 |
| Book: Debt Settlements: Dirty Little Secrets | ||||
| Weekly Zoom calls for debt-resolution coaching | ||||
| Quarterly done-with-you creditor calls | ||||
| Priority founder coaching |
Prices shown are introductory and subject to change. SLICE charges no percentage-of-debt settlement fees.
Common questions.
Traditional settlement companies typically charge around 25% of your enrolled debt. SLICE puts the same tools in your hands for a flat low monthly price — you stay in control, keep your savings, and negotiate on your own terms with AI and coaching support.
SLICE is free to start. Paid plans — Silver, Gold, and Platinum — unlock AI negotiation tools, coaching, and done-with-you creditor calls. See the Pricing page for full details.
Each paid plan includes a daily allowance per AI tool: 25 requests per tool on Silver, 50 on Gold, and 250 on Platinum. The allowance covers tools like negotiation strategy and call scripts, and it resets every day — no per-use charges.
Yes. Paid plans are month-to-month and you can cancel anytime from your account. Your dashboard and free tools remain available on the Free plan.
Take your first bite out of debt today.
Start free in minutes. Upgrade only when you're ready to negotiate. No settlement company fees, ever.
Never pay fees to a debt settlement company — settle your own debt with SLICE.