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Keep the 25% — settle it yourself

Reducing your debt one bite at a time.

Debt settlement companies charge around 25% of your debt to do what you can do yourself. SLICE gives you the tools to organize creditors, set settlement targets, save monthly, and negotiate with AI scripts and real coaching.

Never pay fees to a debt settlement company — settle your own debt with SLICE.

No settlement fees Free to start Cancel anytime
SLICE logoSLICE
GOLD

Debt resolved

52% on track

Your creditors

Chase Card

$8,200

$4,100

Capital One

$5,400

$2,700

Discover

$6,900

$3,450

Medical Bill

$4,500

$2,250

You saved

$13,300

The problem

The old way to settle debt costs a fortune.

On $30,000 of debt, a 25% fee is $7,500 — gone. SLICE flips the model so that money stays in your pocket.

Settlement companies

  • Charge ~25% of your enrolled debt
  • You hand over control of your money
  • Fees whether or not they settle favorably
  • One-size-fits-all process

With SLICE

  • Flat low monthly price — keep your savings
  • You stay in full control, start to finish
  • AI strategy + scripts built for each creditor
  • A custom program based on your numbers
How it works

Become debt-free in 3 simple steps.

No spreadsheets, no guesswork. SLICE walks you through the whole journey.

01

Organize your debt

Add your creditors and balances in minutes. SLICE builds a clear picture of everything you owe and a customized program just for you.

02

Set your targets & save

Use the calculator to set settlement targets (30–70%) and a monthly savings plan. Watch your snowball timeline map out the finish line.

03

Negotiate & settle

Generate AI negotiation strategies and call scripts, lean on Zest and founder coaching, and settle your accounts one bite at a time.

Everything in one app

Powerful tools for every step of your debt journey.

From your first creditor list to your final settled account, SLICE has a tool for it.

Free

Settlement readiness engine

SLICE tells you whether you're ready to make a first offer — and if not, exactly when you will be. It flags your priority creditor and the single best next move.

Free

Customized debt program onboarding

Answer a few questions and SLICE builds a debt resolution plan tailored to your balances, budget, and timeline.

Free

Creditor tracking & negotiation status

Every creditor in one dashboard — balances, account numbers, and a status workflow from Active to Negotiating to Settled, with progress tracked automatically.

Free

Settlement calculator (30–70%)

Model realistic settlement targets at 30%, 40%, 50%, 60%, and 70% so you know exactly what to aim for.

Free

What-if simulator

Drag a slider to see how changing your monthly savings moves your settlement date — instantly, in real time.

Free

Savings planner

Work backward from a target date: SLICE calculates the exact monthly savings amount you need to hit your timeline.

Try it now

See what you could save in seconds.

Enter your debt, pick a settlement target, and set your monthly savings. SLICE estimates your settlement amount and program length instantly.

$
Target settlement

Settle each debt for 50% of what you owe.

$

Your estimate

Estimated settlement$12,500
You could save$12,500
Program length2 yrs 1 mo
Start My Debt Program

Estimates only. SLICE does not guarantee settlements, amounts, or timelines. Actual results depend on your creditors and finances.

Founder coaching

Real guidance from founder Marc Feinberg.

AI gets you a plan — people get you across the finish line. On Gold and Platinum, book coaching with SLICE founder Marc Feinberg and tap his mastermind and coaching network for personalized support.

  • 1:1 founder coaching sessions
  • Mastermind & accountability
  • Platinum: quarterly done-with-you creditor calls

"My mission is simple: give people the same tools and confidence the pros use, so they keep their money and take back control of their financial future."

MF

Marc Feinberg

Founder & Debt Coach, SLICE

Simple pricing

Start free. Upgrade when you're ready.

Four plans that grow with you — from getting organized to done-with-you creditor calls.

Pay yearly in full and save 20% — that's 2 months free.

Free

$0/forever

Everything you need to get organized and make a plan.

  • Settlement readiness & next best move
  • Creditor tracking & negotiation status
  • Settlement calculator (30–70%)
  • What-if simulator & savings planner
  • Snowball timeline
  • Call log & follow-up reminders
  • Settlement fund tracking
Start Free

Silver

$9.99/per month

Negotiate like a pro with AI on your side.

Choose Silver
Most popular

Gold

$29.99/per month

Add expert humans to your AI toolkit.

  • Everything in Silver
  • Weekly Zoom calls for debt-resolution coaching and all things financial
  • 50 AI requests per tool, daily
Choose Gold

Platinum

$59.99/per month

Done-with-you calls and priority access.

  • Everything in Gold
  • Quarterly done-with-you creditor calls to negotiate settlements
  • Credit repair checklist & education
  • 250 AI requests per tool, daily
  • Priority founder coaching
Choose Platinum

Honest, transparent, and on your side.

SLICE is not a law firm and does not provide legal, tax, or financial advice. We do not guarantee that debts will be settled, that creditors will negotiate, that any specific settlement amount will be reached, or that your credit score will improve. Debt settlement can have negative credit and tax consequences. Our tools are for educational and organizational use — always consult a licensed professional for advice.

FAQ

Questions, answered.

Everything you need to know before you start your SLICE program.

Traditional settlement companies typically charge around 25% of your enrolled debt. SLICE puts the same tools in your hands for a flat low monthly price — you stay in control, keep your savings, and negotiate on your own terms with AI and coaching support.

Yes — it's free. SLICE looks at your balances, savings, and progress and tells you whether you're ready to make a first offer, and if not, when you will be. It also highlights your priority creditor and your single best next move, so you always know what to do next.

No. No company can guarantee a settlement, a specific settlement amount, or that creditors will negotiate. SLICE gives you the strategy, calculators, and scripts to pursue settlements yourself — outcomes depend on your creditors and your situation.

SLICE does not guarantee any credit score improvement. Debt settlement can negatively affect your credit in the short term. Our credit repair education explains what to expect and how to rebuild over time.

No. SLICE is not a law firm and does not provide legal, tax, or financial advice. Our content and tools are for educational and organizational purposes. Consult a licensed professional for advice specific to your situation.

Enter your total debt, a target settlement percentage (30–70%), and how much you can save each month. SLICE instantly estimates your settlement amount and how many months your program will take to fund it.

Take your first bite out of debt today.

Start free in minutes. Upgrade only when you're ready to negotiate. No settlement company fees, ever.

Never pay fees to a debt settlement company — settle your own debt with SLICE.