Everything you need to settle debt with confidence.
A complete toolkit — from organizing creditors to generating negotiation scripts and booking real coaching.
Settlement readiness engine
SLICE tells you whether you're ready to make a first offer — and if not, exactly when you will be. It flags your priority creditor and the single best next move.
Customized debt program onboarding
Answer a few questions and SLICE builds a debt resolution plan tailored to your balances, budget, and timeline.
Creditor tracking & negotiation status
Every creditor in one dashboard — balances, account numbers, and a status workflow from Active to Negotiating to Settled, with progress tracked automatically.
Settlement calculator (30–70%)
Model realistic settlement targets at 30%, 40%, 50%, 60%, and 70% so you know exactly what to aim for.
What-if simulator
Drag a slider to see how changing your monthly savings moves your settlement date — instantly, in real time.
Savings planner
Work backward from a target date: SLICE calculates the exact monthly savings amount you need to hit your timeline.
Monthly savings & program length
See how much to set aside each month and how long your program will take to fully fund your settlements.
Snowball timeline
Visualize a debt-by-debt snowball timeline that shows each account getting resolved, one bite at a time.
Call log & follow-up reminders
Log every creditor call with its outcome and notes, then schedule a follow-up — one week, two weeks, or a month out — so nothing slips.
Settlement fund tracking
Track the cash you've saved toward settlements with 'Add to Fund' and measure each offer's progress against your balance.
Credit repair checklist
A categorized, checkable task list with a progress bar covering reports, disputes, settlements, documentation, monitoring, and planning.
Credit repair education
Learn how settlements affect your report and the steps to rebuild credit afterward — explained in plain English.
AI negotiation strategy
Get a creditor-by-creditor game plan: when to call, what to offer, and how to hold your target with confidence.
AI customized call scripts
Generate word-for-word negotiation scripts in four tones — Calm, Firm, Hardship, or Short & Direct — personalized to each creditor and offer.
Zest, your AI Debt Coach
Chat with Zest anytime for answers, encouragement, and next steps so you never feel stuck or alone.
Founder coaching with Marc Feinberg
Book guidance from SLICE founder Marc Feinberg and his network for mastermind and coaching support.
Model your settlement at 30%, 40%, 50%, 60%, or 70%.
One of SLICE's most-loved tools — see your estimated settlement amount and program length instantly.
Settle each debt for 50% of what you owe.
Your estimate
Estimates only. SLICE does not guarantee settlements, amounts, or timelines. Actual results depend on your creditors and finances.
Ready to put these tools to work?
Start free in minutes. Upgrade only when you're ready to negotiate. No settlement company fees, ever.
Never pay fees to a debt settlement company — settle your own debt with SLICE.