Your path to debt-free, step by step.
SLICE turns a stressful, confusing process into three clear, repeatable steps you can actually follow.
Organize your debt
Add your creditors and balances in minutes. SLICE builds a clear picture of everything you owe and a customized program just for you.
Build your customized program
- Answer a short onboarding questionnaire
- Add creditors, balances, and account details
- Get a debt resolution plan tailored to your budget
Set your targets & save
Use the calculator to set settlement targets (30–70%) and a monthly savings plan. Watch your snowball timeline map out the finish line.
Plan your settlements
- Set settlement targets from 30% to 70%
- Calculate the monthly savings you need
- Follow a snowball timeline to your debt-free date
Negotiate & settle
Generate AI negotiation strategies and call scripts, lean on Zest and founder coaching, and settle your accounts one bite at a time.
Negotiate and settle
- Generate AI negotiation strategies per creditor
- Use customized AI call scripts on every call
- Lean on Zest AI coach and founder coaching
Estimate your settlement and timeline.
Plug in your numbers to preview what your program could look like.
Settle each debt for 50% of what you owe.
Your estimate
Estimates only. SLICE does not guarantee settlements, amounts, or timelines. Actual results depend on your creditors and finances.
Take your first bite out of debt today.
Start free in minutes. Upgrade only when you're ready to negotiate. No settlement company fees, ever.
Never pay fees to a debt settlement company — settle your own debt with SLICE.